.tools-page{--tools-gap: 1rem;--tools-radius: 1.5rem;--tools-surface: var(--radar-page-surface-bg);--tools-surface-alt: rgba(var(--bs-primary-rgb), .045);--tools-border: var(--radar-page-surface-border);--tools-muted: var(--radar-page-text-muted);--tools-heading: var(--radar-page-heading);--tools-title: var(--radar-page-title);--tools-row-border: rgba(var(--bs-body-color-rgb), .06);min-height:100vh}.tools-shell{padding-top:3rem;padding-bottom:4rem}.tools-hub-hero{grid-template-columns:minmax(0, 1fr);align-items:start;margin-bottom:2.25rem;padding:3rem;border-radius:1.25rem;background:var(--tools-surface)}.tools-hub-hero::after{display:none}.tools-hub-copy{max-width:64rem}.tools-hub-title{max-width:none;margin-bottom:.85rem;white-space:normal;text-wrap:balance}.tools-hub-lead{max-width:62rem;font-size:1.03rem;line-height:1.65;white-space:normal}@media(max-width: 991.98px){.tools-hub-hero{padding:2.5rem}}.tools-rates-panel{padding:0;overflow:visible;margin-bottom:3rem;border:0;border-radius:0;background:rgba(0,0,0,0);box-shadow:none;animation:radarFadeUp .42s ease .03s both}.tools-rates-head{padding:0;margin-bottom:1rem;border:0}.tools-rates-body{padding:0}.tools-hub-panel{padding:0;overflow:visible;margin-bottom:3rem;border:0;border-radius:0;background:rgba(0,0,0,0);box-shadow:none;animation:radarFadeUp .42s ease .04s both}.tools-hub-panel .tools-panel-head{padding:0;margin-bottom:1rem;border-bottom:0}.tools-panel-head{padding:1.5rem 1.6rem 1.25rem;border-bottom:1px solid var(--tools-border)}.tools-panel-head>div{display:grid;grid-template-columns:minmax(13rem, 0.72fr) minmax(18rem, 1fr);align-items:baseline;gap:2rem;width:100%}.tools-panel-head h2{color:var(--tools-heading);font-size:1.16rem;font-weight:800;line-height:1.25;margin:0}.tools-panel-head span{color:var(--bs-secondary-color);font-size:.86rem;line-height:1.5}.tools-panel-head.tools-rates-head{padding:0;margin-bottom:1rem;border-bottom:0}.tools-grid{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3, minmax(0, 1fr));gap:.85rem}.tools-grid-item{min-width:0}.tools-card-link{position:relative;display:grid;grid-template-columns:3rem minmax(0, 1fr) 2rem;grid-template-rows:auto minmax(4.5rem, 1fr) auto;gap:1rem .9rem;align-items:start;height:100%;min-height:13rem;padding:1.25rem;overflow:hidden;border:1px solid var(--tools-border);border-radius:.9rem;background:var(--tools-surface);box-shadow:0 12px 30px var(--radar-page-surface-shadow);color:inherit;text-decoration:none;transition:border-color .18s ease,background-color .18s ease,box-shadow .18s ease,transform .18s ease}.tools-card-link:hover,.tools-card-link:focus-visible{border-color:rgba(var(--bs-primary-rgb), 0.24);background:color-mix(in srgb, var(--tools-surface) 96%, var(--bs-primary));box-shadow:0 18px 38px var(--radar-page-surface-shadow);outline:none;transform:translateY(-3px)}.tools-card-link:hover .tools-card-arrow,.tools-card-link:focus-visible .tools-card-arrow{color:var(--bs-primary);transform:translateX(3px)}.tools-grid-item--smartfolio{grid-column:auto}.tools-card-link--smartfolio{border-color:rgba(var(--bs-primary-rgb), 0.22);background:color-mix(in srgb, var(--tools-surface) 94%, var(--bs-primary))}.tools-card-link--smartfolio:hover,.tools-card-link--smartfolio:focus-visible{background:color-mix(in srgb, var(--tools-surface) 90%, var(--bs-primary))}.tools-card-meta{grid-column:1/3;grid-row:3;align-self:end;color:var(--bs-secondary-color);font-size:.66rem;font-weight:800;letter-spacing:.1em;line-height:1.2;text-align:left;text-transform:uppercase;white-space:nowrap}.tools-card-arrow{grid-column:3;grid-row:1;display:inline-flex;align-items:center;justify-content:center;width:2rem;height:2rem;border:1px solid rgba(var(--bs-primary-rgb), 0.1);border-radius:999px;background:rgba(var(--bs-primary-rgb), 0.05);color:var(--tools-muted);transition:transform .15s ease,color .15s ease,background-color .15s ease}.tools-card-arrow svg{width:1rem;height:1rem}.tools-card-icon{grid-column:1;grid-row:1;display:inline-flex;align-items:center;justify-content:center;width:3rem;height:3rem;border:1px solid rgba(var(--bs-primary-rgb), 0.12);border-radius:.75rem;background:rgba(var(--bs-primary-rgb), 0.07);color:var(--bs-primary)}.tools-card-icon svg{width:1.15rem;height:1.15rem}.tools-card-icon--smartfolio{border-color:rgba(var(--bs-primary-rgb), 0.22);background:#fff}.tools-card-smartfolio-logo{width:1.8rem;height:auto}[data-bs-theme=dark] .tools-card-icon--smartfolio{background:hsla(0,0%,100%,.08)}.tools-card-body{grid-column:1/-1;grid-row:2;display:flex;flex-direction:column;gap:.4rem;min-width:0}.tools-card-title{color:var(--tools-heading);font-size:1.02rem;font-weight:800;line-height:1.35}.tools-card-title--smartfolio{color:var(--bs-primary)}.tools-card-summary{max-width:48rem;font-size:.86rem;line-height:1.5;color:var(--tools-muted)}.tools-hub-note{display:block;padding:1.75rem 1.6rem 1.85rem;border:1px solid var(--tools-border);border-radius:1.25rem;background:var(--tools-surface);box-shadow:0 18px 48px var(--radar-page-surface-shadow);animation:radarFadeUp .42s ease .08s both}.tools-note-head{max-width:none;margin:0 0 1.15rem}.tools-note-head .radar-section-title{max-width:none;font-size:1.25rem;line-height:1.25}.tools-note-copy{display:block;max-width:72rem}.tools-note-copy p{color:var(--tools-muted);font-size:.95rem;line-height:1.7;margin:0}.tools-note-copy p+p{margin-top:.9rem}.tools-note-copy a{color:var(--bs-primary);font-weight:700;text-decoration-thickness:.08em;text-underline-offset:.16em}.tools-header{margin-bottom:1rem}.tools-header .radar-hero-copy{max-width:none}.tools-title{white-space:normal}.tools-lead{max-width:none;white-space:normal}.tools-widget{border:1px solid var(--tools-border);border-radius:var(--tools-radius);background:var(--tools-surface);padding:1.15rem;margin-bottom:1.25rem;box-shadow:0 18px 48px var(--radar-page-surface-shadow);animation:radarFadeUp .42s ease .04s both}.tools-form{display:grid;gap:1rem;grid-template-columns:repeat(auto-fit, minmax(190px, 1fr));margin-bottom:1.25rem}.tools-field{display:flex;flex-direction:column;gap:.3rem;min-width:0}.tools-field label{font-size:.82rem;font-weight:600;color:var(--tools-muted)}.tools-field--wide{grid-column:1/-1}.tools-input-group{display:flex;align-items:stretch;border:1px solid var(--tools-border);border-radius:.55rem;background:var(--bs-body-bg);overflow:hidden}.tools-input-group:focus-within{border-color:var(--bs-primary);box-shadow:0 0 0 .2rem rgba(var(--bs-primary-rgb), 0.18)}.tools-input-group input{flex:1 1 auto;min-width:0;border:0;background:rgba(0,0,0,0);color:inherit;padding:.5rem .65rem;font-size:1rem;font-variant-numeric:tabular-nums}.tools-input-group input:focus{outline:none}.tools-input-prefix,.tools-input-suffix{display:inline-flex;align-items:center;padding:0 .6rem;font-size:.85rem;color:var(--tools-muted);background:var(--tools-surface-alt)}.tools-input-action{border:0;border-left:1px solid var(--tools-border);background:var(--tools-surface-alt);color:var(--bs-primary);font-size:.82rem;font-weight:600;padding:0 .8rem;white-space:nowrap;cursor:pointer}.tools-hint{font-size:.78rem;color:var(--tools-muted);margin:0}.tools-hint--spaced{line-height:1.6;max-width:78ch;margin-bottom:1.25rem}.tools-result-grid{display:grid;gap:.75rem;grid-template-columns:repeat(auto-fit, minmax(160px, 1fr));margin-bottom:1rem}.tools-result-cell{padding:.8rem .9rem;border-radius:.7rem;background:var(--tools-surface-alt);display:flex;flex-direction:column;gap:.2rem}.tools-result-cell--main{background:rgba(var(--bs-primary-rgb), 0.1)}.tools-result-label{font-size:.78rem;color:var(--tools-muted)}.tools-result-value{font-size:1.25rem;font-weight:700;font-variant-numeric:tabular-nums;line-height:1.2}.tools-result-value--gain{color:var(--up-5, #2fae6a)}.tools-result-value--tax{color:var(--down-5, #d3455b)}.tools-result-headline{font-size:1rem;line-height:1.55;margin-bottom:.9rem;max-width:70ch}.tools-table-wrap{overflow:auto hidden;margin-bottom:.75rem}.tools-table{width:100%;border-collapse:collapse;font-size:.88rem}.tools-table th,.tools-table td{padding:.5rem .6rem;text-align:right;white-space:nowrap;border-bottom:1px solid var(--tools-border)}.tools-table thead th{font-size:.76rem;text-transform:uppercase;letter-spacing:.03em;color:var(--tools-muted);font-weight:600}.tools-table tbody th[scope=row],.tools-table thead th:first-child{text-align:left}.tools-table tbody td{font-variant-numeric:tabular-nums}.tools-cell-strong{font-weight:700}.tools-chart{margin:0 0 1rem}.tools-chart-legend{display:flex;flex-wrap:wrap;gap:.9rem;font-size:.78rem;color:var(--tools-muted);margin-bottom:.35rem}.tools-chart-legend-item{display:inline-flex;align-items:center;gap:.35rem}.tools-chart-legend-item::before{content:"";width:.7rem;height:.7rem;border-radius:.2rem}.tools-chart-legend-item--base::before{background:var(--bs-secondary-bg)}.tools-chart-legend-item--top::before{background:var(--bs-primary)}.tools-chart-legend-item--loss::before{background:rgba(var(--bs-danger-rgb), 0.35)}.tools-chart-legend-item--loss[data-state=off]{display:none}.tools-chart-svg{display:block;width:100%;height:auto}.tools-chart-bar--base{fill:var(--bs-secondary-bg)}.tools-chart-bar--top{fill:var(--bs-primary)}.tools-chart-bar--loss{fill:var(--bs-danger);fill-opacity:.35}.tools-chart-gridline{stroke:var(--tools-border);stroke-width:1}.tools-chart-ylabel,.tools-chart-xlabel{fill:var(--tools-muted);font-size:12px;font-variant-numeric:tabular-nums}@media(max-width: 767.98px){.tools-chart-xlabel{font-size:30px}.tools-chart-ylabel{display:none}}.tools-rates{display:grid;gap:.85rem;grid-template-columns:repeat(4, minmax(0, 1fr));margin:0 0 .8rem}.tools-rate{min-width:0;min-height:6.25rem;padding:1.15rem 1.2rem;border:1px solid var(--tools-border);border-radius:.85rem;background:var(--tools-surface);box-shadow:0 12px 32px var(--radar-page-surface-shadow);display:flex;flex-direction:column;justify-content:space-between}.tools-rate dt{font-size:.66rem;color:var(--tools-muted);font-weight:800;letter-spacing:.1em;line-height:1.25;text-transform:uppercase}.tools-rate dd{margin:0;color:var(--tools-heading);font-size:1.35rem;font-weight:800;line-height:1;font-variant-numeric:tabular-nums}.tools-rates-note{font-size:.78rem;line-height:1.45;color:var(--tools-muted);margin:0}@media(max-width: 991.98px){.tools-rates{grid-template-columns:repeat(2, minmax(0, 1fr))}.tools-grid{grid-template-columns:repeat(2, minmax(0, 1fr))}}@media(max-width: 767.98px){.tools-shell{padding-top:var(--radar-stack-lg);padding-bottom:calc(var(--radar-section-gap) + var(--radar-stack-sm))}.tools-page .radar-heading,.tools-page .tools-rates-panel,.tools-page .tools-hub-panel,.tools-page .tools-hub-note,.tools-page .tools-widget{padding:0;border:0;border-radius:0;box-shadow:none;background:rgba(0,0,0,0);overflow:visible;animation:none}.tools-page .radar-heading::after{display:none}.tools-page .radar-heading,.tools-page .tools-rates-panel,.tools-page .tools-hub-panel,.tools-page .tools-hub-note,.tools-page .tools-widget{margin-inline:calc(-0.5*var(--bs-gutter-x, 1.5rem));padding-inline:calc(.5*var(--bs-gutter-x, 1.5rem));padding-block:calc(var(--radar-section-gap)/2)}.tools-hub-page .tools-hub-hero,.tools-hub-page .tools-rates-panel,.tools-hub-page .tools-hub-panel{margin-bottom:0}.tools-hub-page .tools-hub-panel{background:rgba(0,0,0,0)}.tools-page .tools-hub-panel,.tools-page .tools-widget{background:linear-gradient(180deg, rgba(var(--bs-primary-rgb), 0.045), rgba(var(--bs-primary-rgb), 0.012))}[data-bs-theme=dark] .tools-page .tools-hub-panel,[data-bs-theme=dark] .tools-page .tools-widget{background:linear-gradient(180deg, rgba(var(--bs-primary-rgb), 0.09), rgba(var(--bs-primary-rgb), 0.028))}.tools-hub-page.tools-page .tools-hub-panel,[data-bs-theme=dark] .tools-hub-page.tools-page .tools-hub-panel{background:rgba(0,0,0,0)}.tools-page .radar-title{font-size:1.35rem;line-height:1.15}.tools-page .radar-description{font-size:.88rem;line-height:1.45}.tools-rates{grid-template-columns:repeat(2, minmax(0, 1fr));gap:.7rem}.tools-rates-body{padding:0}.tools-panel-head{padding:0 0 var(--radar-stack-sm);margin-bottom:var(--radar-stack-xs);border-bottom:1px solid rgba(var(--bs-primary-rgb), 0.1)}.tools-panel-head>div{grid-template-columns:minmax(0, 1fr);gap:.25rem}.tools-panel-head.tools-rates-head{padding:0;margin-bottom:1rem;border-bottom:0}.tools-rate{min-height:5.4rem;padding:.9rem 1rem;border-radius:.7rem}.tools-rate dd{font-size:1.16rem}.tools-grid{grid-template-columns:minmax(0, 1fr);gap:.7rem}.tools-grid-item--smartfolio{grid-column:auto}.tools-card-link{grid-template-columns:2.75rem minmax(0, 1fr) 2rem;grid-template-rows:auto minmax(3.5rem, 1fr) auto;min-height:11rem;gap:.85rem .75rem;padding:1rem}.tools-card-icon{display:inline-flex;width:2.75rem;height:2.75rem}.tools-card-title{font-size:.96rem}.tools-card-summary{font-size:.8rem;line-height:1.42}.tools-card-meta{display:block}.tools-hub-note{display:block;border-top:1px solid var(--tools-border);border-bottom:0}.tools-note-head{margin-bottom:1rem}}@media(prefers-reduced-motion: reduce){.tools-hub-page .tools-card-link,.tools-hub-page .tools-card-arrow{transition:none}}.tools-step+.tools-step{margin-top:1.75rem;padding-top:1.5rem;border-top:1px solid var(--tools-border)}.tools-step-head{display:flex;gap:.75rem;align-items:flex-start;margin-bottom:1.1rem}.tools-step-number{flex:0 0 auto;width:1.75rem;height:1.75rem;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;background:rgba(var(--bs-primary-rgb), 0.12);color:var(--bs-primary);font-size:.85rem;font-weight:700;line-height:1}.tools-step-title{font-size:1.05rem;font-weight:700;margin:0 0 .3rem}.tools-step-lead{font-size:.88rem;line-height:1.6;color:var(--tools-muted);max-width:70ch;margin:0}.tools-plan-chart[data-state=off]{display:none}.tools-chart-note{font-size:.88rem;line-height:1.6;max-width:72ch;margin:0 0 .9rem;color:var(--tools-muted)}.tools-range{border:1px solid var(--tools-border);border-radius:.7rem;padding:.95rem 1rem 1rem;margin:0 0 1rem;background:var(--tools-surface-alt)}.tools-range[data-state=off]{display:none}.tools-range-headline{font-size:.9rem;line-height:1.6;max-width:72ch;margin:0 0 .9rem}.tools-range-grid{display:grid;gap:.75rem;grid-template-columns:repeat(auto-fit, minmax(160px, 1fr));margin-bottom:.9rem}.tools-range-cell{display:flex;flex-direction:column;gap:.2rem;padding:.8rem .9rem;border-radius:.6rem;background:var(--bs-body-bg);border-left:3px solid var(--tools-border)}.tools-range-cell--worst{border-left-color:var(--bs-danger)}.tools-range-cell--median{border-left-color:var(--bs-primary)}.tools-range-cell--best{border-left-color:var(--up-5, #2fae6a)}.tools-range-foot{font-size:.76rem;color:var(--tools-muted);font-variant-numeric:tabular-nums}.tools-cliff{display:flex;gap:.5rem;align-items:flex-start;font-size:.85rem;line-height:1.6;border-radius:.6rem;padding:.7rem .85rem;margin:0 0 1rem}.tools-cliff[data-tone=off]{display:none}.tools-cliff[data-tone=info]{background:var(--tools-surface-alt);color:var(--tools-muted)}.tools-cliff[data-tone=warn]{background:rgba(var(--bs-warning-rgb), 0.14);color:var(--tools-body, inherit)}.tools-cliff[data-tone=danger]{background:rgba(var(--bs-danger-rgb), 0.12);color:var(--tools-body, inherit)}.tools-cliff-icon{flex:0 0 auto;margin-top:.15rem;font-size:1rem}[data-tone=info] .tools-cliff-icon{color:var(--bs-primary)}[data-tone=warn] .tools-cliff-icon{color:var(--bs-warning)}[data-tone=danger] .tools-cliff-icon{color:var(--bs-danger)}.tools-payers-intro{font-size:.88rem;color:var(--tools-muted);max-width:70ch}.tools-payers-head,.tools-payer-row{display:grid;grid-template-columns:minmax(0, 1.4fr) minmax(0, 1fr) 2.25rem;gap:.5rem;align-items:center}.tools-payers-head{font-size:.74rem;text-transform:uppercase;letter-spacing:.03em;color:var(--tools-muted);font-weight:600;margin-bottom:.3rem}.tools-payer-row{margin-bottom:.5rem}.tools-payer-row>input[type=text]{border:1px solid var(--tools-border);border-radius:.55rem;background:var(--bs-body-bg);color:inherit;padding:.5rem .65rem;min-width:0}.tools-payer-row>input[type=text]:focus{outline:none;border-color:var(--bs-primary);box-shadow:0 0 0 .2rem rgba(var(--bs-primary-rgb), 0.18)}.tools-payer-remove{border:1px solid var(--tools-border);border-radius:.55rem;background:rgba(0,0,0,0);color:var(--tools-muted);width:2.25rem;height:2.25rem;display:inline-flex;align-items:center;justify-content:center;cursor:pointer}.tools-payer-remove:hover{color:var(--bs-danger);border-color:var(--bs-danger)}.tools-add-payer{border:1px dashed var(--tools-border);border-radius:.55rem;background:rgba(0,0,0,0);color:var(--bs-primary);font-size:.85rem;font-weight:600;padding:.45rem .8rem;cursor:pointer;display:inline-flex;align-items:center;gap:.35rem;margin-bottom:1rem}.tools-disclaimer{display:flex;gap:.5rem;align-items:flex-start;font-size:.84rem;color:var(--tools-muted);background:rgba(var(--bs-warning-rgb), 0.12);border-radius:.6rem;padding:.7rem .85rem;margin-bottom:1.5rem}.tools-disclaimer-icon{flex:0 0 auto;color:var(--bs-warning-text-emphasis, var(--bs-warning))}.tools-content{max-width:72ch}.tools-content h2{font-size:1.25rem;margin:2rem 0 .75rem}.tools-content h3{font-size:1rem;font-weight:600;margin:1.25rem 0 .4rem}.tools-content p{color:var(--tools-muted)}.tools-content--enhanced{display:grid;gap:1rem;max-width:none;margin-top:4rem}.tools-editorial-card{display:grid;gap:1rem;padding:1.3rem 1.25rem;border:1px solid var(--tools-border);border-radius:1.25rem;background:var(--tools-surface);box-shadow:0 12px 30px var(--radar-page-surface-shadow);animation:radarFadeUp .42s ease .12s both}.tools-editorial-head{max-width:56rem}.tools-editorial-kicker{display:block;margin-bottom:.45rem;color:rgba(var(--bs-primary-rgb), 0.9);font-size:.72rem;font-weight:700;letter-spacing:.14em;line-height:1.2;text-transform:uppercase}.tools-content--enhanced .tools-editorial-title{margin:0;color:var(--tools-heading);font-size:1.25rem;font-weight:700;line-height:1.25;letter-spacing:0}.tools-how-list{display:grid;gap:1.25rem}.tools-how-step{padding:0;border:0;border-radius:0;background:rgba(0,0,0,0)}.tools-content--enhanced .tools-how-copy h3{margin:0 0 .35rem;color:var(--tools-heading);font-size:.98rem;font-weight:700;line-height:1.45}.tools-content--enhanced .tools-how-copy p{margin:0;color:var(--tools-muted);font-size:.92rem;line-height:1.65}.tools-formula-section{display:block;margin-top:.25rem}.tools-content--enhanced .tools-formula-head h3{margin:0;color:var(--tools-heading);font-size:.98rem;font-weight:700;line-height:1.45}.tools-content--enhanced .tools-formula{margin:.85rem 0 1rem;padding:.75rem .85rem;border:1px solid rgba(var(--bs-primary-rgb), 0.1);border-radius:.65rem;background:rgba(var(--bs-primary-rgb), 0.045);font-size:.88rem;line-height:1.55}.tools-content--enhanced .tools-legend{display:flex;flex-wrap:wrap;gap:.85rem clamp(1.5rem,3vw,2.75rem);justify-content:flex-start}.tools-content--enhanced .tools-legend-row{display:block;flex:0 1 9rem;min-width:0}.tools-content--enhanced .tools-legend-row dt{min-width:0;margin-bottom:.18rem;color:var(--tools-heading);font-size:.78rem}.tools-content--enhanced .tools-legend-row dd{font-size:.78rem;line-height:1.35}.tools-faq-item{border:1px solid var(--tools-border);border-radius:1rem;padding:0 1.1rem;background:var(--bs-body-bg)}.tools-faq-item+.tools-faq-item{margin-top:.75rem}.tools-faq-trigger{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1rem 0;color:var(--tools-heading);cursor:pointer;font-weight:700;list-style:none;text-align:left}.tools-faq-trigger::-webkit-details-marker{display:none}.tools-faq-trigger:focus-visible{outline:2px solid rgba(var(--bs-primary-rgb), 0.35);outline-offset:.25rem}.tools-faq-question{min-width:0;color:var(--tools-heading);font-size:.98rem;font-weight:700;line-height:1.45}.tools-faq-chevron{flex:0 0 auto;display:inline-flex;align-items:center;justify-content:center;color:rgba(var(--bs-primary-rgb), 0.9);transition:transform .2s ease}.tools-faq-chevron svg{width:1.125rem;height:1.125rem}.tools-faq-item[open] .tools-faq-chevron{transform:rotate(180deg)}.tools-faq-answer-wrap{padding:0 0 1.1rem}.tools-content--enhanced .tools-faq-answer{margin:0;color:var(--tools-muted);font-size:.92rem;line-height:1.65}.tools-related-card .tools-related-list{display:grid;gap:.55rem;padding:0;margin:0;list-style:none}.tools-related-card .tools-related-list li{margin:0}.tools-related-link{display:grid;grid-template-columns:minmax(0, 1fr) 2rem;gap:1rem;align-items:center;padding:.95rem 1.05rem;border:1px solid var(--tools-border);border-radius:.9rem;background:rgba(var(--bs-body-bg-rgb), 0.55);color:var(--tools-heading);text-decoration:none;transition:border-color .15s ease,background-color .15s ease}.tools-related-link:hover,.tools-related-link:focus-visible{border-color:rgba(var(--bs-primary-rgb), 0.2);background:rgba(var(--bs-primary-rgb), 0.05);color:var(--tools-heading);text-decoration:none}.tools-related-link:focus-visible{outline:2px solid rgba(var(--bs-primary-rgb), 0.35);outline-offset:2px}.tools-related-copy{display:grid;gap:.18rem;min-width:0}.tools-related-copy strong{font-size:.98rem;font-weight:700;line-height:1.4}.tools-related-copy>span{color:var(--tools-muted);font-size:.86rem;line-height:1.5}.tools-related-arrow{display:inline-flex;align-items:center;justify-content:center;width:2rem;height:2rem;border:1px solid rgba(var(--bs-primary-rgb), 0.1);border-radius:999px;background:rgba(var(--bs-primary-rgb), 0.06);color:var(--bs-secondary-color);transition:color .15s ease,background-color .15s ease,transform .15s ease}.tools-related-arrow svg{width:1rem;height:1rem}.tools-related-link:hover .tools-related-arrow,.tools-related-link:focus-visible .tools-related-arrow{color:var(--bs-primary);background:rgba(var(--bs-primary-rgb), 0.12);transform:translateX(0.12rem)}.tools-content--enhanced>.tools-cta{max-width:72ch}.tools-content--enhanced>.tools-crosslink{max-width:none}@media(max-width: 767.98px){.tools-content--enhanced{margin-top:2.75rem}.tools-editorial-card{padding:0;border:0;border-radius:0;background:rgba(0,0,0,0);box-shadow:none;animation:none}.tools-content--enhanced .tools-how-copy h3{font-size:.94rem}.tools-content--enhanced .tools-how-copy p{font-size:.86rem;line-height:1.6}.tools-content--enhanced .tools-formula{padding:.75rem .8rem;font-size:.8rem}.tools-content--enhanced .tools-legend{display:grid;grid-template-columns:repeat(2, minmax(0, 1fr));gap:.85rem 1rem}.tools-content--enhanced .tools-legend-row{min-width:0}.tools-faq-trigger{gap:.75rem;padding:.9rem 0}.tools-faq-question{font-size:.94rem}.tools-faq-answer-wrap{padding:0 0 1rem}.tools-content--enhanced .tools-faq-answer{font-size:.86rem;line-height:1.6}.tools-related-link{gap:.75rem;padding:.85rem .9rem}.tools-related-copy strong{font-size:.94rem}.tools-related-copy>span{font-size:.82rem}}@media(prefers-reduced-motion: reduce){.tools-faq-chevron,.tools-related-link,.tools-related-arrow,.tools-crosslink a{transition:none}}.tools-formula{font-family:var(--bs-font-monospace);font-size:.9rem;background:var(--tools-surface-alt);border-radius:.55rem;padding:.65rem .8rem;overflow:auto hidden;color:var(--bs-body-color) !important}.tools-legend{margin:0}.tools-legend-row{display:flex;gap:.5rem;font-size:.85rem}.tools-legend-row dt{font-family:var(--bs-font-monospace);font-weight:600;min-width:5rem}.tools-legend-row dd{margin:0;color:var(--tools-muted)}.tools-related{padding-left:1.1rem;font-size:.9rem}.tools-related li{margin-bottom:.35rem;color:var(--tools-muted)}.tools-crosslink{display:grid;grid-template-columns:2.25rem minmax(0, 1fr);gap:.85rem;align-items:center;margin:.35rem 0 0;font-size:.9rem}.tools-crosslink p{margin:0;color:var(--tools-muted);line-height:1.65}.tools-crosslink a{color:var(--bs-primary);font-weight:700;text-decoration-color:rgba(var(--bs-primary-rgb), 0.35);text-decoration-thickness:.08em;text-underline-offset:.18em;transition:color .15s ease,text-decoration-color .15s ease}.tools-crosslink a:hover,.tools-crosslink a:focus-visible{color:var(--bs-link-hover-color);text-decoration-color:currentColor}.tools-crosslink-icon{display:inline-flex;align-items:center;justify-content:center;width:2.25rem;height:2.25rem;border-radius:.65rem;background:rgba(var(--bs-primary-rgb), 0.08);color:var(--bs-primary)}@media(max-width: 575.98px){.tools-crosslink{align-items:start;gap:.75rem}}.tools-cta{margin-top:2rem;padding:1.1rem 1.2rem;border:1px solid var(--tools-border);border-radius:var(--tools-radius);background:var(--tools-surface-alt)}.tools-cta-title{font-weight:700;margin-bottom:.3rem}.tools-cta-text{font-size:.88rem;color:var(--tools-muted);margin-bottom:.9rem}